Insurance is needed in order to protect themselves from unpleasant accidents.
The insurance mechanism was invented a long time ago and makes it possible to obtain effective protection of property, transport, health, etc. from unforeseen situations.
Having insured your car, you can be sure of the safety of the car for a year. For example, a tree that has fallen due to strong wind, a serious accident, a hijacking will not make you seriously worry about a damaged car.
The insurance company assumes all costs necessary to restore the car.
Insurance policy guarantees you peace of mind in case of unforeseen situations. This is probably one of the main advantages of insurance.